The Suzuki Cultus VXL and AGS 2023 models in Pakistan now have an easy installment plan because to a collaboration between Pak Suzuki Motor Company (PSMC) and Bank Alfalah. This allows many people to acquire this car without having to pay the entire price upfront. Let’s go into the specifics of the Suzuki Cultus’s cost and payment schedule.
The Suzuki Cultus has an EFi 998cc engine that can produce 67 horsepower and 90 Nm of torque. It can be combined with either a 5-speed manual gearbox or an Automatic Gear Shift (AGS) system.
Suzuki Cultus VXR, VXL, and AGS are the three main models that are offered for the car. For the sake of this post, we will concentrate on and talk about the two top-end varieties, the VXL and AGS, and their corresponding payment schedules.
The Suzuki Cultus doesn’t offer a comprehensive selection of features. Basic features like power windows, power mirrors, and an 8-inch infotainment system with Bluetooth, radio, auxiliary input, and USB input are included.
The Suzuki Cultus VXL and AGS have two airbags, an immobilizer, and an anti-lock braking system (ABS) for your protection. However, although costing more than Rs. 3 million, these cars only have seatbelts as additional safety measures.
Suzuki Cultus VXL and AGS Price in Pakistan:
The Suzuki Cultus VXL 2023 model now costs Rs. 3,889,000 in Pakistan, while the Suzuki Cultus AGS 2023 variation costs Rs. 4,157,000. These numbers put the vehicle out of most people’s price range, making it less affordable for the middle class.
Bank Alfalah Auto Loan:
Suzuki Cultus VXL and AGS 2023 are now more affordable thanks to Bank Alfalah’s simple installment plan known as the Auto Loan facility. The following are some important benefits that this financing option offers those looking to buy a car:
- the option to select a new or old car that is locally built or assembled.
- affordable markup rates to accommodate a range of budgets.
- Reduce the monthly payments with the residual value option.
- There is an option for partial payment.
- option to postpone paying for registration and insurance.
- The car replacement option has no fees.
- Flexible financing terms are available for automobiles up to 1000 CC, ranging from 1 year to a maximum of 7 years, and for vehicles over 1000 CC, the same terms apply.
Suzuki Cultus AGS Installment Plan:
On the Pak Suzuki Motor Company (PSMC) website, the Suzuki Cultus AGS 2023 model is available in Pakistan through a simple monthly installment plan. A down payment of Rs. 1,247,100 (30%) is needed to start the programme. It’s crucial to keep in mind that other expenses, such as a processing charge of Rs. 8,700 and the cost of the first year of insurance, which is Rs. 93,532, must be taken into account. The final payment will be Rs. 78,636 per month.
Installment Plan Breakdown:
| Price | PKR 4,157,000 |
|---|---|
| Down Payment (30%) | PKR 1,247,100 |
| Processing Fees | PKR 8,700 |
| 1st Year Insurance Amount | PKR 93,532 |
| Monthly Payment (5 years) | PKR 78,636 |
| Total Down Payment | PKR 1,370,332 |
Suzuki Cultus VXL Installment Plan:
Similar to this, the Suzuki Cultus VXL installment plan can be accessed by paying a down payment of Rs. 1,166,700 (30%), less additional expenses like the processing charge of Rs. 8,700 and the first-year insurance costing Rs. 87,502. This will result in a monthly payment of Rs. 73,572.
Installment Plan Breakdown:
| Price | PKR 3,889,000 |
|---|---|
| Down Payment (30%) | PKR 1,166,700 |
| Processing Fees | PKR 8,700 |
| 1st Year Insurance Amount | PKR 87,502 |
| Monthly Payment (5 years) | PKR 73,572 |
| Total Down Payment | PKR 1,283,902 |
Through affordable monthly installments, these installment options give prospective purchasers the chance to purchase a Suzuki Cultus VXL or AGS model. The availability of auto loans and installment plans seeks to make these automobiles more accessible to a wider audience, even though the price range may provide difficulties for some.